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The 72-hour clause is part of all risk insurance policy. The clause that means any losses or damages that happen during 72 consecutive hours of any period during the term of the policy and which occurs due to the following perils mentioned below will be taken into consideration in claim...

The 72-hour clause is part of all risk insurance policy. The clause that means any losses or damages that happen during 72 consecutive hours of any period during the term of the policy and which occurs due to the following perils mentioned below will be taken into consideration in claim...

Permanent total disability is coverage offered in the Group Personal Accident Insurance Policy. PPD is defined as a type of disability which is permanent in nature and irrecoverable in the lifetime of a person. The disability should happen due to an accident and under this disability, the policyholder is prevented...

AOA in the professional indemnity policy refers to Any One Accident. This means that AOA limit in the insurance policy is set for one or more than one series of claim which may occur due to the same mistake or error in professional given by the policy holder. AOY is...

Wouldn’t it be amazing if we could go back in time and rectify our past? It would save us from unprecedented misery and brighten up our future. Many a times mistakes done in the past unknowingly come to haunt us in our present and future. Such situations may has grave...