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There are always things which are not in our control. Unexpected events can ruin our future progress and lead us to grave financial loss and misery. This is where insurance comes into picture which helps us to get protection against such unanticipated risk and adversities. Although insurance also acts as...

Cases of employee fraud is not an uncommon occurrence across the world. No business can say they are immune to falling victim to such acts. Many a time the employees and the higher position staff know about confidential information and in-depth knowledge of the company’s confidential system. This also gives...

Off-site storage is an add-on cover which can be availed by the insured after paying additional premium in the Contractors All Risk Insurance Policy. The add-on coverage will be attached to the main policy and it will provide indemnity to the insured for off-site storage. The conditions of the off-site storage...

Insurance companies provide coverage for the loss and damages of the insured premises where the contractors' work is going on. What if there is an additional property surrounding the insured premises belonging or in custody of the policyholder, can that be covered as well? Yes, the surrounding property can be...

There are certain circumstances as per the contract between the insurer and the insured whereby the insured is eligible to get a refund of premium paid in the policy. Below we will see the circumstances and conditions in which insured can get a refund from the insurance company. The insurance policy...